I have been married for almost 4 years and yet we don’t have a home that we call it our own. After our wedding we immediately moved out from our parent’s house and lived together as a couple in a separate house that we rented. Time flies that we just realized how we wasted our money for the said house rental. If we just immediately look for a house and lot before and applied for mortgage, guaranteed enough that our monthly installment will not be wasted. How I wish we could have a lot of choices here in the Philippines like the Wilmington, NC Luxury Real Estate that is affordable in a way!