September 6, 2018

Crackdown on Illegal Radio Stations Pushed

The Kapisanan ng mga Brodkaster ng Pilipinas (KBP) and the National Telecommunications Communication (NTC) are helping each other in fighting the expected surge of illegal broadcast stations across the country in view of the coming midterm elections.

Image source: www.westword.com

 “This is year 2018 and there’s usually a proliferation of illegal broadcast stations leading to election day in May next year,” said Erwin V. Galang, head of the technical committee and trustee of the KBP.

Majority of the administrative cases the NTC handles under its mandate are cease and desist and show cause orders against illegal broadcast stations, and according to Deputy Commissioner Edgardo Cabarios, the NTC’s previous cooperation and coordination with the KBP has led to the crackdown of fly-by-night broadcast stations, mostly in the provinces, who had
victimized unsuspecting candidates to buy airtime for their political advertisements. These illegal broadcasters usually disappear after they received payment for the political ads.

 “Historically, we can see a steep increase in the number of cases in broadcast services in relation to unlicensed broadcasts leading to the election campaign period. What we do is we immediately issue cease-and-desist and show-cause orders against these illegal operators, forcing them to shut down their stations, while others simply disappear,” Cabarios said.

In the 2017 report by the Commission on Audit (COA, majority of the cases were administrative complaints initiated by NTC for violations of erring radio stations with almost 2,054 cases in the broadcast services division.

 According to Auditor Ma. Jocelyn Factora, COA’s 2017 resident auditor in the NTC, majority of the pending administrative cases represented cases filed by NTC against illegal broadcast stations, and not cases from telco consumers. “The pending telco-related cases from consumers are very minimal.”  
As of 31 December 2017, there are only 148 telco consumer cases pending before the NTC’s Legal Office which are now subject of review and resolution.

August 10, 2018

3 Great Ways to Comfort Friends Through Break-Ups or Losses

Losing someone takes a significant toll on an individual emotionally, and many people will have a hard time coping with that loss. If a friend is having a hard time dealing with a loss, there are three great ways to help them find themselves, achieve happiness, and reach closure.


Always Be Open and Available

Having someone to talk to and confide in is very therapeutic, especially during stressful or traumatic events. Try to be as available as possible for the individual for phone calls, texting, or even hanging out together. This role can be very demanding, but it is incredibly important and helpful for the friend. Try discussing funny, interesting, and positive topics when possible.


Showering with Gifts and Surprises

When someone goes through a loss, it's not uncommon to feel bummed out or lost. Try offering surprises and gifts such as cards, favorite candies, unique gift baskets, or even gift cards for a fun, spontaneous shopping trip. These thoughtful, fun gifts show the friend that she or he is on someone's mind, and is very important to someone else. Cute, funny notes and cards are virtually guaranteed to bring out a smile, so be sure to gift plenty of them!


Planning Fun Dates and Activities

One of the best ways to help a friend through the grieving process is to help him or her keep busy. By keeping the mind occupied, there is less time for negative feelings to manifest. Try attending local festivals, craft fairs, workshops, and even local fitness events or classes. If the individual is particularly fond of musical events, try purchasing some concert tickets as a surprise. By filling a particularly devastating time in one's life with some wonderful memories, the friend will always have some positive things to look back on as he or she continues to move on in life. At first, it may seem virtually impossible to cheer up someone who has suffered a loss; however, the friend will genuinely appreciate each and every act of kindness as he or she begins to recover.

July 26, 2018

NTC Memorandum Circular on Interconnection Charges for Short Messages Services and Voice Service

On the instruction of President Rodrigo Duterte to make goods and services affordable and accessible to consumers, particularly the marginalized, Finance Secretary Carlos Dominguez has immediately put forward the proposal to reduce the telco interconnection rates to the New Major Player Oversight Committee.

The Department of Information and Communications Technology (DICT) then issued Department Order No. 002 directing the National Telecommunications Commission (NTC) to study and formulate the guidelines that will bring down the cost of interconnection
In the draft Memorandum Circular (MC) drafted by the NTC following a study, interconnection charges were reduced to P 0.50 per minute from P 2.50 per minute for voice service and P 0.05 per text from P 0.15 per text for SMS.

A public hearing was conducted to enable telecommunication companies to comment and submit their position paperspertaining to the MC.

On July 19, 2018, the final MC was issued by the NTC.

The reduced interconnection rates are expected to benefit consumers across socio-economic classes, making voice call and SMS services between networks more affordable. This will also allow telcos to attract more subscribers and offer a wide variety of unlimited plans and services.

Significantly, the MC will benefit landline subscribers and users of basic 2G mobile phones nationwide, majority of whom belong to the marginalized sectors of society.
 

July 17, 2018

PIOLO PASCUAL: KEEPING HIS PROMISES




Relationships are built on promises: the promise to love, to care, to secure, to protect, and to provide. This is something that Piolo Pascual knows all too well, committed as he is to the promises he has made to his family as a son, a sibling, and a father.

But when financial troubles arise, bringing such promises to life becomes a challenge.

“Like any other person, I want to give my family the best life possible. I am a man of my word, that’s why I work hard and seize every opportunity that comes my way,” Piolo said. “But more than just earning money, it’s how you manage your finances that makes a difference. Fortunately, I have the guidance and help of one very special lady: my very own sister, Chiqui Pascual-Gonzales, who also happens to be my Sun Life Advisor.”

According to Piolo, Chiqui has been instrumental in ensuring that his dreams for his family will all come true. “It’s a partnership through and through. With her help, I’ve been able to make it all happen while still pursuing my own passions and advocacies,” he said.

Piolo and Chiqui’s story is but one of many in Sun Life Financial, where lifetime partnerships are developed and nurtured through the years. In fact, this has inspired Sun Life’s latest campaign, at the forefront of which is a new TV commercial highlighting Sun Life’s presence in a client’s life throughout the different stages of her life. It represents the many promises that Sun Life has helped bring into fruition for the past 123 years of its existence.

Sun Life hopes that the campaign, as well as Piolo’s own story, will inspire more people to take the same path in their financial journey. “As the longest-standing life insurance company in the Philippines, we have witnessed many promises being fulfilled throughout the years and have served generations of clients. It is an honor for us to serve all our clients and help them secure their future and those of their loved ones” Sun Life Chief Marketing Officer Mylene Lopa said.

“The promises we make to our loved ones are sacred, and Sun Life knows this. That’s why it’s committed to helping its clients achieve their goals, no matter what happens,” Piolo said. “You can’t ask for a better lifetime partner than that!”

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About Sun Life Financial
Sun Life Financial Inc. ("SLF Inc.") is a leading international financial services organization providing insurance, wealth and asset management solutions to individual and corporate Clients. Sun Life Financial has operations in a number of markets worldwide, including Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia and Bermuda. As of December 31, 2017, Sun Life Financial had total assets under management ("AUM") of $975 billion. For more information, please visit www.sunlife.com.
Sun Life Financial Inc. trades on the Toronto (TSX), New York (NYSE) and Philippine (PSE) stock exchanges under the ticker symbol SLF.

June 21, 2018

How To Keep Yourself Unattractive to Insects?


Summertime is the optimal time to enjoy the outdoors. But, your best plans can be spoiled by a little pesky threat. Insects can spoil your good times without mosquito pond treatment and other safeguards against insect bites from mosquitoes, ticks and other creatures.



Why Mosquitoes are Attracted to Human Skin


According to experts, the human skin carries 400 compounds that mosquitoes find attractive. They respond to things such as:
  • Sweat
  • High body temperatures
  • Perfumes
  • Pregnant women
Tiger Mosquito
Mosquitoes are drawn to carbon dioxide. Typically, women who are pregnant exhale more of this gas and also have more blood circulating through their bodies. While pregnant women may draw more attention, the genetics of some people's bodies make them natural repellents to mosquitoes.

Health Dangers of Bug Bites
You are familiar with redness, swelling and annoying itchy skin after getting bit by a mosquito. However, some insects may also carry West Nile and other dangerous viruses that get passed on to the bitten person.

Most people who become infected with the West Nile virus do not have any symptoms. Some may experience minor signs of the virus. Others who get infected may develop life-threatening illnesses such as inflammation of the brain.

Fight the Bite
There are different ways to keep mosquitoes at bay so you can enjoy the summer without getting sick. You can find good bug repellant products in stores, but some remedies might be as close as your refrigerator.

For example, you can rub your skin with a lemon or orange peel before going outdoors. Either one can help repel biting insects. Store-bought insect repellent works just as well. Products with natural plant-like chemicals are considered best and last for long periods of time.

Another way to may your skin less attractive to insects is to place a small amount of anise oil when you wash your clothes. This oil mixes with detergent and puts the oil on your clothes. Adding a few drops of anise oil to bug repellent may also help.

Try wearing light colored clothing and cover your arms and legs when going into a wooded area. Outdoor fans at a backyard cookout may keep insects away and keep you happy.
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