October 13, 2018

Simple Steps You Can Take to Keep Your House Cool

Your home should be a haven. It should be a place where you can let go of all of your stress at the end of the day and spend time with your loved ones. Sitting in a house that is too hot can turn your haven into the last-place you want to be. Here are a few simple steps you can take to keep your house cool.

One of the most simple things that you can do to make your home a more comfortable temperature is to allow cool air into the home at night and to keep hot air out of the house during the day. One of the ways that you can do this is by opening windows and doors as the temperature starts to change. As soon as the sun goes down, open all the windows in your home. You can use a fan to help move the air. Then, in the morning, close the windows to block unwanted heat.

Something else that will help with the process mentioned above is to have appropriate blinds or curtains. Heavy curtains will block the heat during the day. White or light colored blinds will block heat and will not attract the sun. Many have found that blackout curtains are helpful in areas that are especially sunny.

You likely have an air conditioning unit in your home. Make sure that it is in good condition. Take time to read the owner's manual and to learn about how to care for your unit. If necessary, hire an hvac service yorktown va to fix problems with it. If you maintain your air conditioner and keep the filters clean, you will extend the life of the unit.

For many families, cooling the entire home with the air conditioner is not necessary. Closing vents in rooms that are not used is a great way to conserve energy. Smart devices are also helpful because they will allow you to control the temperature of your home when you are away from it. This will lead to a lot of savings and ensure that your home is cool when you arrive after a long day at work.

October 7, 2018

Enjoy the Outdoors Any Time of Year

Are you the type of person that loves to be outdoors? Is your backyard a meeting place for friends and family? If you answered yes to these questions, you probably do a lot of entertaining or just relaxing in your extended living space. There are a few ways you can spend even more time in your favorite place.

Add Features to Boost Aesthetics

One of the easiest ways to enhance your backyard is to add features that create a warm and welcoming feel. There are a number of ways to do this such as adding plants, arbors, benches, and perhaps even a small pond. A pond with plants and fish provides a focal point for the backyard as well as being quite relaxing. If it is installed correctly, it can pretty much take care of itself.

Another addition that will add to the beauty and relaxing feel of your backyard is a fire. Bonfires are very popular when it comes to getting together with friends or family. A fire pit can be a good way to keep the fire contained and provide heat on chilly evenings. You may even find yourself entertaining the kids with a few ghost stories while sitting around the fire. An example of a company that offers a metal sphere fire pit is Studio Vlock.

Add an Area for the Kids

Create a space for the kids. A play area with their toys or even a free standing structure, such as a play house, will keep them entertained for hours. A tree house is another good idea. This allows your children to have their own space as well as a place to share with visiting children. If you don't have a lot of room for a playhouse, a tent will offer another option.

There are a number of ways to use your backyard as extra living space by simply adding outdoor furniture. Of course, many people choose this area for hot tubs or swimming pools. It is a matter or preference and personal style, but with just a few additions, this is extra room that you can enjoy with family and friends.

October 6, 2018

Time to Escape From Your Daily Stress! Start on #NationalPamperingDay

As a full time banker/part-time blogger, stress is really inevitable! Be there at work before 8AM and be home at 7PM! So, just imagine the 11 hours of working aside from the time that I will be spending at home with my kids and my family. Most of the time, I slept being so exhausted from my day to day basis. But still thankful at the end of the day for the strength that God gave me.

Stress is clearly unavoidable, and will really affect one's health. We need to remember that our mind and body are inherently linked. So when stress starts to feel like it's taking over our lives, we need to get rid of all the things  that stresses us out. GO OUT and take some time for YOURSELF!

For me, one way of distressing myself out from my busy work is making some ME-TIME!

Pampering myself is the ultimate way to relieve stress. To some it's a waste of time and money, but for me that's one way of setting aside a few moments out of the day to be alone with my thoughts as I indulge in a few moments of LUXURY and RELAXATION! So true, that while you are having some me-time for few hours, it will take you away from the worries of work like deadlines and some other stressful issues in life. 

Head over to Nail.a.holics  Ayala Centrio or SM CDO Downtown on October 17, 2018 for the #NationalPamperingDay.

This year you have the option to choose from a dedicated menu of #NationalPamperingDay services:

  • manicure 
  • hand spa
  • hand massage
  • foot spa
  • foot massage

You can avail any of the above services mentioned for just only P10 (Ten Pesos)  on October 17, from 10am to 2pm - the amount of which will go to Nailaholics' community partner, the La Vetna Aged Care and Dementia Village.

It may seem hard to believe that such a small shift in thinking and habits could make a world of difference for your health and psyche. But give it a try and see just what a little pampering can do for you!


Sharing you my Me-Time experience last October 1, 2018 at NailAHolics Nail and Spa and HeySugar! Thank you for that wondrous experience!!!




September 6, 2018

Crackdown on Illegal Radio Stations Pushed

The Kapisanan ng mga Brodkaster ng Pilipinas (KBP) and the National Telecommunications Communication (NTC) are helping each other in fighting the expected surge of illegal broadcast stations across the country in view of the coming midterm elections.

Image source: www.westword.com

 “This is year 2018 and there’s usually a proliferation of illegal broadcast stations leading to election day in May next year,” said Erwin V. Galang, head of the technical committee and trustee of the KBP.

Majority of the administrative cases the NTC handles under its mandate are cease and desist and show cause orders against illegal broadcast stations, and according to Deputy Commissioner Edgardo Cabarios, the NTC’s previous cooperation and coordination with the KBP has led to the crackdown of fly-by-night broadcast stations, mostly in the provinces, who had
victimized unsuspecting candidates to buy airtime for their political advertisements. These illegal broadcasters usually disappear after they received payment for the political ads.

 “Historically, we can see a steep increase in the number of cases in broadcast services in relation to unlicensed broadcasts leading to the election campaign period. What we do is we immediately issue cease-and-desist and show-cause orders against these illegal operators, forcing them to shut down their stations, while others simply disappear,” Cabarios said.

In the 2017 report by the Commission on Audit (COA, majority of the cases were administrative complaints initiated by NTC for violations of erring radio stations with almost 2,054 cases in the broadcast services division.

 According to Auditor Ma. Jocelyn Factora, COA’s 2017 resident auditor in the NTC, majority of the pending administrative cases represented cases filed by NTC against illegal broadcast stations, and not cases from telco consumers. “The pending telco-related cases from consumers are very minimal.”  
As of 31 December 2017, there are only 148 telco consumer cases pending before the NTC’s Legal Office which are now subject of review and resolution.

August 10, 2018

3 Great Ways to Comfort Friends Through Break-Ups or Losses

Losing someone takes a significant toll on an individual emotionally, and many people will have a hard time coping with that loss. If a friend is having a hard time dealing with a loss, there are three great ways to help them find themselves, achieve happiness, and reach closure.


Always Be Open and Available

Having someone to talk to and confide in is very therapeutic, especially during stressful or traumatic events. Try to be as available as possible for the individual for phone calls, texting, or even hanging out together. This role can be very demanding, but it is incredibly important and helpful for the friend. Try discussing funny, interesting, and positive topics when possible.


Showering with Gifts and Surprises

When someone goes through a loss, it's not uncommon to feel bummed out or lost. Try offering surprises and gifts such as cards, favorite candies, unique gift baskets, or even gift cards for a fun, spontaneous shopping trip. These thoughtful, fun gifts show the friend that she or he is on someone's mind, and is very important to someone else. Cute, funny notes and cards are virtually guaranteed to bring out a smile, so be sure to gift plenty of them!


Planning Fun Dates and Activities

One of the best ways to help a friend through the grieving process is to help him or her keep busy. By keeping the mind occupied, there is less time for negative feelings to manifest. Try attending local festivals, craft fairs, workshops, and even local fitness events or classes. If the individual is particularly fond of musical events, try purchasing some concert tickets as a surprise. By filling a particularly devastating time in one's life with some wonderful memories, the friend will always have some positive things to look back on as he or she continues to move on in life. At first, it may seem virtually impossible to cheer up someone who has suffered a loss; however, the friend will genuinely appreciate each and every act of kindness as he or she begins to recover.

July 26, 2018

NTC Memorandum Circular on Interconnection Charges for Short Messages Services and Voice Service

On the instruction of President Rodrigo Duterte to make goods and services affordable and accessible to consumers, particularly the marginalized, Finance Secretary Carlos Dominguez has immediately put forward the proposal to reduce the telco interconnection rates to the New Major Player Oversight Committee.

The Department of Information and Communications Technology (DICT) then issued Department Order No. 002 directing the National Telecommunications Commission (NTC) to study and formulate the guidelines that will bring down the cost of interconnection
In the draft Memorandum Circular (MC) drafted by the NTC following a study, interconnection charges were reduced to P 0.50 per minute from P 2.50 per minute for voice service and P 0.05 per text from P 0.15 per text for SMS.

A public hearing was conducted to enable telecommunication companies to comment and submit their position paperspertaining to the MC.

On July 19, 2018, the final MC was issued by the NTC.

The reduced interconnection rates are expected to benefit consumers across socio-economic classes, making voice call and SMS services between networks more affordable. This will also allow telcos to attract more subscribers and offer a wide variety of unlimited plans and services.

Significantly, the MC will benefit landline subscribers and users of basic 2G mobile phones nationwide, majority of whom belong to the marginalized sectors of society.
 

July 17, 2018

PIOLO PASCUAL: KEEPING HIS PROMISES




Relationships are built on promises: the promise to love, to care, to secure, to protect, and to provide. This is something that Piolo Pascual knows all too well, committed as he is to the promises he has made to his family as a son, a sibling, and a father.

But when financial troubles arise, bringing such promises to life becomes a challenge.

“Like any other person, I want to give my family the best life possible. I am a man of my word, that’s why I work hard and seize every opportunity that comes my way,” Piolo said. “But more than just earning money, it’s how you manage your finances that makes a difference. Fortunately, I have the guidance and help of one very special lady: my very own sister, Chiqui Pascual-Gonzales, who also happens to be my Sun Life Advisor.”

According to Piolo, Chiqui has been instrumental in ensuring that his dreams for his family will all come true. “It’s a partnership through and through. With her help, I’ve been able to make it all happen while still pursuing my own passions and advocacies,” he said.

Piolo and Chiqui’s story is but one of many in Sun Life Financial, where lifetime partnerships are developed and nurtured through the years. In fact, this has inspired Sun Life’s latest campaign, at the forefront of which is a new TV commercial highlighting Sun Life’s presence in a client’s life throughout the different stages of her life. It represents the many promises that Sun Life has helped bring into fruition for the past 123 years of its existence.

Sun Life hopes that the campaign, as well as Piolo’s own story, will inspire more people to take the same path in their financial journey. “As the longest-standing life insurance company in the Philippines, we have witnessed many promises being fulfilled throughout the years and have served generations of clients. It is an honor for us to serve all our clients and help them secure their future and those of their loved ones” Sun Life Chief Marketing Officer Mylene Lopa said.

“The promises we make to our loved ones are sacred, and Sun Life knows this. That’s why it’s committed to helping its clients achieve their goals, no matter what happens,” Piolo said. “You can’t ask for a better lifetime partner than that!”

#
   
About Sun Life Financial
Sun Life Financial Inc. ("SLF Inc.") is a leading international financial services organization providing insurance, wealth and asset management solutions to individual and corporate Clients. Sun Life Financial has operations in a number of markets worldwide, including Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia and Bermuda. As of December 31, 2017, Sun Life Financial had total assets under management ("AUM") of $975 billion. For more information, please visit www.sunlife.com.
Sun Life Financial Inc. trades on the Toronto (TSX), New York (NYSE) and Philippine (PSE) stock exchanges under the ticker symbol SLF.

June 21, 2018

How To Keep Yourself Unattractive to Insects?


Summertime is the optimal time to enjoy the outdoors. But, your best plans can be spoiled by a little pesky threat. Insects can spoil your good times without mosquito pond treatment and other safeguards against insect bites from mosquitoes, ticks and other creatures.



Why Mosquitoes are Attracted to Human Skin


According to experts, the human skin carries 400 compounds that mosquitoes find attractive. They respond to things such as:
  • Sweat
  • High body temperatures
  • Perfumes
  • Pregnant women
Tiger Mosquito
Mosquitoes are drawn to carbon dioxide. Typically, women who are pregnant exhale more of this gas and also have more blood circulating through their bodies. While pregnant women may draw more attention, the genetics of some people's bodies make them natural repellents to mosquitoes.

Health Dangers of Bug Bites
You are familiar with redness, swelling and annoying itchy skin after getting bit by a mosquito. However, some insects may also carry West Nile and other dangerous viruses that get passed on to the bitten person.

Most people who become infected with the West Nile virus do not have any symptoms. Some may experience minor signs of the virus. Others who get infected may develop life-threatening illnesses such as inflammation of the brain.

Fight the Bite
There are different ways to keep mosquitoes at bay so you can enjoy the summer without getting sick. You can find good bug repellant products in stores, but some remedies might be as close as your refrigerator.

For example, you can rub your skin with a lemon or orange peel before going outdoors. Either one can help repel biting insects. Store-bought insect repellent works just as well. Products with natural plant-like chemicals are considered best and last for long periods of time.

Another way to may your skin less attractive to insects is to place a small amount of anise oil when you wash your clothes. This oil mixes with detergent and puts the oil on your clothes. Adding a few drops of anise oil to bug repellent may also help.

Try wearing light colored clothing and cover your arms and legs when going into a wooded area. Outdoor fans at a backyard cookout may keep insects away and keep you happy.

May 23, 2018

Stuck in the Mud (My Marawi Experience)

Exactly a year ago today...Iligan City...

see? how excited we were...
I woke up with much excitement since it was my son's 6th birthday and I will be going back home to CDO after work and we'll celebrate his birthday with the entire family.

I did my early morning devotion and God's words that struck me that day were..."Hope comes with help from God and others"! After praying, I greeted my son and sang him a "Birthday" song thru video call and told him to wait for me because mommy will be going home later in the evening to be with them.

Excited that I will be with my loved-ones in a few more hours, , I went to work with a happy heart and I was so eager to deliver my tasks for that day ASAP!

It was Tuesday, May 23, 2017. At around 2 o'clock in the afternoon of that fateful day, I went to Marawi City to deliver "Cash Assistance" for  Marawi City Branch. As I have always been used to,  I prayed before leaving my "boarding" (lodging) house and again, before boarding the armored car that would bring me to Marawi. I never failed to ask God for his divine protection whenever and wherever I go.

Along the way, I napped. When we were about to enter the City of Marawi, one of my security escorts received a radio message coming from Marawi branch asking for our exact location. As I don't understand the Maranao dialect and I had no idea about their further exchange of radio messages/conversation, I asked him what was  going on? He answered me that the ISIS group were already in front of the Land Bank branch in Marawi. I was so shocked and automatically asked him "How about me?" Will I be safe? (But at the back of my mind, what's going on? I used to hear that "ISIS word" on TV). I was already very nervous. The good thing was that, they assured me that nothing will happen to me because they will protect me at all cost. Feeling a bit assured, I still managed to pray as we proceeded to the bank premises, asking for protection not just for myself but for all of us.

When we arrived at the branch, I could already feel the tense situation and observed the unusual alertness of security escorts. My knees were shaking as I jumped out of the armored car, praying that no harm will befall on me. The Lord was so good, that I was able to get inside the bank safely! The Marawi Branch employees were all worried about me that when I entered, they hugged me tightly (take note they were fully-armed) which all the more made my nervousness and shaking more intense. No words can describe the fear that I felt at that moment. Amidst all it, I still managed to turn-over the money to the Branch Cashier and have it bundle- counted randomly.

Even with the very tense and volatile situation  outside the bank, I insisted to be brought back to Iligan at around 3:40 pm because I really wanted to be home in CdO.  Ma'am Tata Dindang, told me not to be hard-headed and to stay-put or else I will be put into harm's way. But, again, I insisted because I need to be home and be with my son who was to celebrate his birthday that night. As I was about to step out at the front door, they shouted at me..."Phebie, huwag matigas ang ulo" you will not be safe if you'll travel back to Iligan because the Maute group already took over the place and have positioned themselves all over. I had no choice, I had to heed their counsel. I just broke into tears, I called my husband and my manager and  told them about everything that had just happened. I was uncontrollably sobbing, thinking of my son who was waiting for me to be home to celebrate his birthday with him. But still, I saw the Lord's immeasurable goodness in giving me a husband who assured me not to worry and fear because God is always with me. He kept on reminding me not to panic but instead to pray harder and and even told me not worry about our son's birthday as we can celebrate it once I will be home.  While I was on the phone, calling out my friends and loved-ones to pray for our safety, I had this feeling of helplessness and was really crying so hard like most of  Maranao co-employees. My Maranao colleagues, who have since become my friends, kept on comforting me, assuring that they will never ever leave me whatever happens.

With no one and nowhere to run to, I surrendered my fate to the Lord.

True enough, I felt God's presence when I  communed with him when at around 6PM, the Maute Group where now at the front of the bank premise shouting, using a megaphone, "Oh Landbank, surrrender nyo na lahat ang armas ninyo, kung hindi magpapa putok kami, isa, dalawa,...", It was then when our security guards shouted "Dapa!" and  all of us inside the bank were already in "panic mode" as we crawled going into to the records room. There, all of us were crying out of fear (Maranaos and Christians), they prayed and I prayed, too! Them in their Islamic supplications and me, in my Christian prayers. That was the time when I already committed fully my life to the Lord, because I didn't know then what will happen to me. Whether I can come out of this alive or not. Whether I could still see my husband and my kids or not... I texted my husband to take good care of the kids, and that I love them so much (even though there was no signal inside the room),  hoping that somehow they will be able to read it, if and when he will be able to receive it. 



It was already pitch-dark. Electricity was cut off. There was no food. It was raining so hard and all we heard from outside were the thunderous of the RPGs  and the endless sound of the machine guns. The sound of the fireworks at the SM grounds every Christmas season hugely paled in comparison. 

I always recalled my husband's reminder not to panic, but to stay focused, so that I could survive and be able to escape the place if an opportunity comes. Indeed, I already made a plan on where should I hide if the Maute's will enter the bank at around 9pm (since they gave us an ultimatum that by 9PM we already have to vacate the place or else they will throw a bomb at us).

Tears just flowed out of my eyes and rolled down my cheeks thinking of the "what ifs?" while we were still inside the records room. 😭 I was kneeling down praying to God, sobbing like a kid, asking for his protection and making myself prepared and ready to face Him, my Creator and that if ever the Maute's will ask me who my God is, I was so firmly ready to stand up for His name..JESUS! I don't care if they will behead me! Because for me, I'd rather die for His name than  renounce my faith in Him, His identity and His Kingship!.

The chaos and the fears, notwithstanding, the goodness and generosity of my Maranao friends stood out. They gave me food to eat that night (Skyflakes) and water. I did not consume it all, I left 2 cuts for my next meal (hoping I will still be alive by the following day). Thanks to Ma'am Haya's relatives who favorably responded to her text message-request that we spend the night over at their place just for us to escape from the bank since the Maute's already threatened us. The Lord was so good again, that we were able to escape from the bank using the back door at around 9PM (so dark and drizzling). We safely made it to  the house  of the cousin of one of our colleagues. They even prepared dinner for us knowing that we were so hungry. A big "thank you" to them for filling-up our hungry tummy and for offering us a place to stay for the night (though not a good night's sleep) because we did not know when the Maute's will invade the place we were staying in. Again, I cried thinking of my family while trying to put myself to sleep. Instead, I prayed and I prayed until somehow, I fell asleep.

May 24, 2017.
At round 5AM we planed  to transfer to another house because the Maute's might have had a hint already that we were staying in just one house. We attempted to go out of the gate, but to our surprise the Mautes were still nearby and in-front of the bank!  Again, endless rapid sounds of  machine guns were so close that scampered back inside the house in order to hide and not be hit

tryin to escape Marawi City
After sometime, we were able to make it safely to the  second house, another of Ma'am Haya's relatives, where we were offered coffee and they also lent me a black Abaya to make me look like a "Maranao looking" lady so that the terrorists would not capture or  kill me (because somehow, they still had some respect for Maranao women).

I was already so desperate then, that I even texted our Manager to have us rescued using a chopper (hahaha)😂. It was then, when we saw some freed Maute captives passing by (they were being freed because they were Maranaos, but their Christian companions were held captives by the Mautes. Their fate unknown), they advised us to get out of the house, otherwise, we will surely be trapped inside and when the Mautes come and might even be massacred by them. I was crying hysterically, (one by one of my Maranao colleagues hugged me and I was pleading them not to leave me alone), I don't know what will happen to me if I'll go alone in the streets and I don't even know where to go since I am not familiar with their place. I called up a friend asking for help since I got the signal, I was crying so hard asking him, "How about me?", What shall I do?" He assured me that nothing will happen to me If I'll just go with Ma'am Tata and not to let her  leave me. So true, in less than 5 mins, the husband of Ma'am Tata called her and said that he was  waiting at the other side of the road and that we were going to escape out of the place and will directly drive back to CDO.


Dash to Freedom.
Without any second thoughts, I ran together with  my co-employees, with my borrowed black Abaya covering my head and face, as if no one's watching. Not minding the gun-fires from every direction! Making the fastest dash of our lives, we jumped into the waiting a pick-up vehicle of Ma'am Tata Dindang's husband! But still, we were far from safe safe as we still have to cross the bridge where the Maute's had established a checkpoint, checking each passing vehicle making sure that there are no Christians that could pass through! Again, I prayed and God answered it! The terrorists were not able to identify who among the passengers were Christians!

The pick-up vehicle, with us on-board, was allowed  to pass the Maute checkpoint cross the bridge! They just let us pass without checking on us at the back of the pick-up!.

A very short bridge that seemed to us to be the longest bridge that we ever and will ever cross in all of our lives....

We were now safe! We are now free!

It was by God's miracle that we all came out of it alive!!!

Thanks be to God!

Psalm 40 recounts God's faithfulness when David cried for help. "I waited patiently for the Lord to help me, and he...heard me cry. He lifted  me out of the pit of despair, out of the mud and mire". Whether this psalm refers to an actual pit or to challenging circumstances, David knew that he could always call on God for deliverance.

Indeed, God will help us too when we call on Him. Sometimes He intervenes directly, but more often He works through other people. When we admit our need to Him- and perhaps to others- we can count on His faithfulness!

Lord, Thank you for the wonderful experience that I went through, Indeed you showed me how you care, how you protect, how you answer our prayers and how faithful you are to us, Your children! You're just simply an AMAZING GOD!
The reason of my existence aside from God...
I LOVE YOU THREE!

This calls for a celebration after they fetched me in Iligan!
Indeed, the Lord is so good to me and to my whole family....

I praise You, heavenly Father, that You can rescue me from any pit, no matter how deep. Help me to accept the help of others and be ready to offer it to those in need.

May 2, 2018

Living Brighter Under the Sun With Sun Life Financial!

Insurance companies are not new to me. Why? Sixteen (16) years ago, I could still remember a friend who introduced me into getting a policy when I was still a fresh graduate from college and single by then. He was actually a friend of my ex-boyfriend who happened to be my husband now. So funny that we got our policies (YES!, the 2 of us) without even knowing the benefits of what we were into. In other words, we were just forced to get one for ourselves for the sake of friendship. Hahaha... To cut the story short, we were not able to continue paying the policy since the company was declaring bankruptcy plus that was not our priorities way back then.

Now that I have my own family, I was the one who seek for an insurance company because I want to experience financial freedom not just for my self but for my loved-ones as well. I could still remember how I refused those financial advisers who would want to sit and talk with me (the usual reason I gave...my money is not enough). Oh how I missed those times wherein I was able to invest at my early age, maybe I could have a million already in my basket if  I had the full knowledge on financial literacy long before. Anyhow, it's not yet too late for me!

I just passed the IC exam 2 years ago and was part of an Insurance Company of that "one friend" who introduces what insurances was all about. Thankful for his life that I was able to get policies for me and my husband for almost 3 years now. But sad to say that I'm not active of being an FA for a  year now since I was just hired for a new greener pasture which requires more of my time. 

Now that I was invited back to attend a forum from Sun Life Financial last Saturday, my passion of sharing the financial literacy to my friends and loved-ones were awaken. Naks! I wanted to be part of Sun Life and be an Advisor again! Ooohh I need to renew my license and tender my resignation with my previous company.

What motivates me to do so? Here's Why I Wanna Be a Sun Life Advisor:

1. REWARDING COMPENSATION & GENEROUS IN TIME
- Your earning potential is limitless and you will be able to enjoy the flexibility of your time.

2. CAN TRAVEL AROUND THE WORLD
- You will be rewarded with a trip to different continents and exciting destinations when your job is well done.

3. A NOBLE AND FULFILLING PROFESSION
- By helping and fulfilling their financial goals, you are making a positive difference in the lives of many.

4. A PROFESSIONAL AGENCY WITH A BRIGHT LEGACY 
- You can shine your brightest because you are with the best company and the number 1 and the longest-standing life insurance company in the Philippines.


Thanks for inviting us Sun Life Financial!

How to #LiveBrighter

Balance your time between work and passion
Get In the business of helping people.
Fulfill your dreams and look forward to a brighter future.
Be a Sun Life Financial Advisor


How to Become a Sun Life Financial Advisor

Whether you want to do it part-time or Full Time, you only need to:
  • Attend the interview and take the POP – Personality Orientation Profile/Screen Test
  • Gather and Submit Insurance Commission (IC) requirements
  • Attend the IIAP Review Session on May 11, 2018, Friday as preparation for the Licensing Exam at the Insurance Commission on May 16, 2018.
  • After passing the Licensing Exam at the Insurance Commission. Undergo the Sun Life Training Course then complete the contracting and coding process.
Embrace the Brighter Life. Be a Sun Life Advisor. Help Filipinos achieve a brighter life!
For Financial Advisors aspirants in Cagayan de Oro City you may contact directly Miss Franchette M. Mejia – Unit Manager of Sun Life Financial of Narra Branch here in CDO at:
Office Phone no.: (08822) 726-252
Mobile No.: 0905-441-64-65
Email: franchette.m.mejia@sunlife.com.ph
Website: www.sunlife.com.ph
Office Address:
Narra New Business Office
2/F Phil 1st Insurance Bldg.,
Pres. AGuinaldo cor. Borja Sts.,
Cagayan de Oro City

February 15, 2018

TJ x KZ Live in CDO!

It's been a while that I haven't seen a concert of my fave singers....and now, I am so excited to witness and hear the jazz and Filipino rap-infused performance of Adele’s “Rolling in the Deep,” by our own KZ Tandingan who bagged the number 1 slot of the weeks' Singer 2018 episode in China last February 9, 2018.

Yeah, I will be witnessing KZ and TJ performing live here in CDO this coming February 17, 2018 at Limketkai Atrium. An excited fan here of this lovely couple. Thanks to Vivo for bringing them here!!!



You can buy your tickets through the following establishments/ticket outlets:
Limketkai Bizhub
Wild Zee Office
Dunkin Donuts 

or you may call 0928-9142333


Let's support or very own fellow Kagay-anons~ TJ Monterde! 
See you all there!!!!



February 13, 2018

Cagayan de Oro Chinese New Year Festival 2018 Calendar of Events


Feb 10 Cagayan de Oro Chinese New Year Festival
Launching Program
4PM/Mini Park, Executive House, City Hall
Feb 10-25 Feast on Food
Mall Hours, Participating Restaurants
SM CDO Downtown Premier
Feb 14-18 Chinese New Year Pick Up a Prize
Mall Hours, Gaisano City Mall
Feb 15 Love Strings w/ Zia Quizon & Robin Nievera
6PM, Skylark at the Fifth
SM CDO Downtown Premier
New Year’s Eve Ceremonies & Fireworks
Bell Church, Macasandig (10PM)
Feb 15-18 Chinese Food Bazaar
Mall Hours, Limketkai Mall Rotunda
Feb 16 Motorcade
Rodelsa Rotunda-Bell Church (8AM)
Distribution of Tikoy
Bell Church, Macasandig (9-11AM)
Chinese Food Bazaar
G/F near CM Recto Concierge
Mall Hours, Centrio Mall
Dragon and Lion Dance (10AM, Mall-wide)
SM CDO Downtown Premier
Bounteous Flavor Lunch Buffet with the Kong Hua Dragon Lamp;
Lion Dancers (11:30AM-2PM)
KaVe Restaurant, Limketkai Luxe
Chinese New Year Cultural Show
Oro Christian Grace School & Kong Hua School
2PM, Limketkai Mall Rotunda
Mixed Martial Arts Worshop (2PM), 4/F Event Center
Gaisano City Mall
Lion Dance
4PM, Mall Wide
Chinese New Year Celebration
4PM, Activity Center
Centrio Mall
Flavors of Fortune Dinner Buffet
4th Floor, Misto, Seda Centrio (6-10PM)
Lion Dance (7PM), 4th Floor Lobby
Seda Centrio
Feb 17 Lion & Dragon Dance
Kong Hua School
7AM, Ororama Carmen
9AM, Ororama Cogon
Chinese New Year Cultural Show
4PM Ororama Cogon
TJ and KZ Vivo in CDO
7PM, Limketkai Center Atrium
Feb 10-28 Symphony of Lights Show
6-10PM Daily
Executive House, City Hall
Feb 18 Higala Malingaw Lingaw Ta Variety Show
Chinese New Year Special
11AM, Limketkai Mall Rotunda
Asia Chinese New Year Costume Parade
2PM, Ground Floor & Event Center
Gaisano City Mall

Win an all-expense paid trip for two to Taiwan, South Korea, Japan, Maldives in the PayMaya Travel Blowout promo


Paying with PayMaya will take you places as the country’s pioneer and leader in digital payments once again rewards customers with a chance to experience global travel destinations in the PayMaya Travel Blowout, running from February 1 to May 31, 2018.

For each month from February to May, one lucky PayMaya account holder will win a five-day trip for two to each of the featured destinations, namely Taiwan in February, South ​Korea in March, Japan in April, and Maldives in May.  

The prize includes roundtrip airfare and accommodation for two, and Php50,000 in PayMaya credits to shop, dine, and explore with the convenience of going cashless. Each trip is also complete with tours and a well-curated itinerary so winners can just pack their bags and enjoy the best of what the country has to offer.

There are many ways to join the promo. Account holders can do any of the following to earn one raffle entry: register a PayMaya account, purchase and activate a PayMaya physical card, have a PayMaya account upgraded, pay bills in full (minimum P300), or pay using PayMaya (minimum P1,000 single-receipt). Raffle items are cumulative until the end of the promo period.

“Gone are the days when overseas travel is only for the carded few. With PayMaya, millennials can seize travel opportunities online, expand their worldview, and dive into exciting adventures even without a credit card. Every Filipino deserves to reach their must-visit travel destination and PayMaya is here to help them take the first step,” said Paolo Azzola, COO and Managing Director, PayMaya Philippines.

“The Travel Blowout promo is our way of thanking our PayMaya customers, the #NowNation, and helping them pursue their love of travel. PayMaya is by far the fastest way to book a flight, even during a seat sale, for those who don’t have a credit card. It’s their ticket to enjoying the best deals and making the most of their lives, right here, right now.” said Raymund Villanueva, Head of PayMaya Issuing Business
 
PayMaya is a free and secure prepaid e-wallet that allows account holders to send and receive money, pay their bills, and shop anywhere online that accepts Visa or Mastercard payments. Account holders simply have to download the PayMaya app or activate an account via PayMaya in Messenger (@PayMayaOfficial), register, and load up in over 15,000 touch points nationwide including 7-Eleven branches, SM Business Centers, Robinsons Business Centers inside Department Stores, Touchpay Kiosks, UnionBank ATMs, Shopwise, Wellcome, 2Go, ExpressPay, Cebuana Lhuillier, and Palawan Pawnshop branches, Smart Padala centers, and Metrobank Online.

PayMaya enables customers to book flights via seat sales, take advantage of travel promos online, book affordable accommodations via Airbnb and other providers, purchase travel essentials via Lazada and ZALORA, travel cashless via transportation apps like Uber and Grab, and tap-to-pay at toll gates in NLEX and CAVITEX.

Account holders may also opt to have a PayMaya physical card, which can be linked to their mobile wallet, so they can pay in groceries, malls, or any store that accepts card payments. Moreover, customers can instantly convert their PayMaya funds to foreign currency by withdrawing cash in ATM machines abroad. Physical cards can be ordered online at www.paymaya.com/shop.

PayMaya Philippines is the digital financial services arm of PLDT’s Voyager Innovations. To know more about PayMaya’s products and services for consumers and businesses, visit www.paymaya.com. Be the first to know PayMaya’s latest promos and announcements by following @PayMayaOfficial on Facebook, Twitter, and Instagram. 

#NowYouCan reach your travel goals with PayMaya!
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