We are now in a world where technologies are as important as any other. Imagine the advantages that technologies has brought to our lives, it makes our transactions, works and etc more easier and even saves your time. One of these things are the electronic payments, in an instant you can pay your bills online through checks, wire transfers, ATMs, debit cards and even ach payments or also known as Automated Clearing House. Actually the later is a not-for-profit trade association that provides payments education and expertise for financial institutions, companies and consumers.
If you haven't experienced it yet, better try it now. :)