Why KanMend Policy?

People nowadays are getting literate when it comes to having insurances for themselves and their love-ones. Long before, having a life insurance policy is considered as "wants', but not, it is a necessity.

In my case, me and my hubby have our own life policies but sad to say I failed to pay for my premium for almost 2 years now. What I did was, I just get an accident insurance for my whole family that is renewable yearly that if being offered in our company.

Since we do got our accident insurance already, I decided to get the KanMend policy. I just wanted to be safe than sorry after all of not having one for this. Well, am not praying that I got one of those covered illnesses being offered by them , but, I just want to be ready when time comes. We do not know what lies ahead of us!

Why buy? 

 

With KanMend policy..here's what you get:

  

Buy KanMend today and get 6 months’ unlimited KonsultaMD telemedicine 

• 24/7 access to licensed Filipino doctors 
• Unlimited medical advice, anytime, anywhere 
• This reward will be active 20 days after your policy is issued. 

Visit KonsultaMD for more info. This KanMend policy is a protection product and does not contain any savings or investment components. This policy provides critical illness benefit or surrender benefit (if this policy has a cash value).

So what are you waiting for? Shop now at https://shop.fwd.com.ph/ 

KanDuu covers you, so you CAN DO everything you want in life with no hesitations.

I KanDuu Everything with my KanMend Policy!

For me, insurances nowadays are considered as necessities. Unlike before when I was still young, it was just an additional expenses for my wants. Now, I know the value of having one!

The year is about to end and I believe insurances needs to be renewed in some cases. Good thing I've heard about this FWD Insurance  and I've got the chance to choose another policy in my lists...

FWD Life Insurance Corporation (“FWD Life”) is the first life insurance company licensed by the Insurance Commission of the Philippines under the new Insurance Code. FWD launched its commercial operations in September 2014. As of end-2018, FWD Life is the life insurer with the highest paid-up capitalization in the Philippines with PhP 2.3 billion in paid-up capitalization.¹ FWD Life now ranks 8th in the life insurance industry in terms of new business annual premium equivalent.²  FWD Group spans Hong Kong & Macau, Thailand, Indonesia, the Philippines, Singapore, Vietnam, Japan, and Malaysia, offering life and medical insurance, general insurance, employee benefits, Shariah, and Family Takaful products across a number of its markets. Established in Asia in 2013, FWD is the insurance business arm of investment group, Pacific Century Group. In the Philippines, FWD has 14 business hubs located in key cities nationwide with its headquarters in Bonifacio Global City in Taguig. FWD is focused on creating fresh customer experiences, with easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD aims to become a leading pan-Asian insurer that changes the way people feel about insurance.For more information please visit fwd.com.ph.   ¹ www.insurance.gov.ph > Statistics > 2018 > Based on Paid-Up Capital
² www.insurance.gov.ph > Statistics > 2018 > Based on New Business Annual Premium Equivalent

  

Now I have decided to get the KanMend policy...why? Will post it in my other blog the soonest!

Whew! In a span of 10 minutes I was able to have my KanMend policy in an instant. Wohoo!!! I KanDuu everything now with no hesitations with my new policy!

Voila! Congrats to me!!

Step 1: Visit www.shop.fwd.com.ph 
 
Step 2: Choose one Kanduu plan you want to purchase

KanMend
· Protection against 42 critical illnesses
Reward: 6 months’ unli KonsultaMD telemedicine

KanLive
 · Essential funds and protection for your family
 Reward: 1 year unli medical consults at Aventus clinics

KanGuard
· Payout for accidents or terror attacks, worldwide
Reward: 1 year global emergency services

Step 3: Click “Buy Now”

Step 4: Fill out the application form and upload one valid ID

Step 5: Review application form summary and product summary

Step 6: Pay online via debit or credit card


For only PhP 1,799 annually, you can get a coverage of 100,000.00 per critical illness! So, what are you waiting now? You can Shop@FWD now using your gadgets, anywhere and anytime of the day! I tell you...

Do it Now. Do it Hassle-Free with FWD!

Do Senior Citizens Need Life Insurance?

Life insurance is best used by people who’re in their younger years. It makes sense because this will ensure lower premiums in the long-term. On the other hand, for some older people taking out life insurance can make sense during those twilight years.

Here are some of the reasons why it makes sense to have some form of life insurance.

Paying Final Expenses

The cost of dying is higher than ever before. It can cost thousands for people to pay for the funeral and the burial. These final expenses shouldn’t be heaped on top of a grieving family. A comprehensive life insurance policy can help pay for this.

Leave a Legacy Behind

A life insurance policy can double as a form of legacy. If you want to leave some money behind for your relatives, a life insurance policy is a fantastic way to do it. You don’t want to force your family to have to approach a lending company like ukhomenadpersonalloans.co.uk because they have to stump up the money for your debts.

Remember that in many cases your loved ones will have to take on your debt after you’re gone.

A Supplemental Income

Should you take out a policy that comes with a cash value, this can provide a form of supplemental income. The state pension in the UK isn’t high, and if you don’t have an additional private pension it can make living costs tight after your retirement.

The money from your life insurance can be a big help to you, even if it’s only a small amount. It can prevent you from having to dip into your savings.

What about Peace of Mind?

We also have to take into account the peace of mind aspect. For many people, there’s no peace of mind in an uncertain future. If you’re a responsible person thinking about the long-term consequences, life insurance can allow you to rest easy.

Why?

It protects your inheritance so your family gets more when you die. It covers your final expenses. It covers any outstanding debts your loved ones may have to take on.

Be Realistic

Have realistic expectations about your life insurance situation. You’re never going to get extremely low premiums at this stage in your life. You’re considered a risk because the chances are you only have a few years left, at least in insurance terms.

Whilst the premiums may be higher, some insurance companies simply don’t cater to retirees.

We recommend shopping around before you decide to take out an insurance policy with anyone. Life insurance isn’t the best choice for absolutely everyone. If it’s not right for your current financial situation, don’t take it out.

Conclusion

Deciding whether you need life insurance is a difficult decision. It’s a decision you should consider making now, though. The longer you wait the fewer your options because the older you get the bigger the risk you are.

There are plenty of life insurance comparison sites only that you can use to determine the best insurance providers for you.

Annoying Calls

It's almost two weeks now that a constant bank entity keeps on calling me. Yeah, I admit that I need to pay my credit card balances but not as of now. I have my money with me but I still have to set my priorities on which bills has to be paid first especially that we were in a financial constraints due to my son's hospitalization and our lil girl's school enrollment.

If they can wait for my payment by next week then it would be so fine, if not, we'll it's up to them but I know and I'm confident enough that I have a certificate of liability insurance with me. Anyway, I never thought of escaping my responsibilities of paying those purchases that I have and besides they earned much profit out from me since then. So, please stop calling me as of the moment, it's kinda annoying on my part! :)

Preparing One's Future

I know everyone of us is planning of one’s future. We go to school then we work after so as to have a good and a bright life ahead of us. Now that I am earning for a living, it’s part of our plan to have a family life insurance that sells annuities at the same time. It would be useless if we will just work and work without looking what lies before us. It feels so good that rest assured all of my family will get a lifetime pension, isn’t it? So, if you haven’t prepared as of the moment then it’s high time for you to invest for your future NOW!

She Got It!

A friend of mine who's based in the western part of the world happened to experience a major and not so major accident in her life. Guess what? So fortunate of her that she got the cheapest car insurance and that she's thankful for estate car insurance that made it possible in less time involved she wanted it. Now, she's confident enough to travel alone because rest assured her car is already insured.

On Renewal...

About months ago, mom was so busy doing the errands for the renewal of the franchise and registration of my Uncle's taxi. Good thing she had experienced a smooth sailing processing of all her transactions with the different agencies. From the Land Transportation Office (LTO), Land Transportation Franchising and Regulatory Board (LTFRB) down to different insurance companies. The best thing among all was she was able to find a cheap car insurance and we thank God for it. Hope to find great deals in the next renewal years!!!

Great Deals on Cars

A certain car company offers a great discount when it comes to down payment that is why their sales are getting higher and higher everyday. My father-in-law was one who availed the said great deals and truly it’s a hassle free at all. They offered free freight, matting, tinting, seat cover, 3 years free registration plus they have good car insurance companies being tied up. For almost two months, their services offered were so far so good. Now a friend of mine, wanted to avail such.

Using the Internet To Save Money

Even with your regular stores cutting costs everyday, there are still many ways you can save even more. It is always good to have some sort of savings for urgent needs, as well as for something that you don’t buy everyday. Though it can seem hard to save on everyday items, if you use the Internet in a productive way, you too will find more ways to save than you expected. You have to be careful with the sites you visit though, as some of them can be a scam and instead of getting any kind of savings, you will end up with other problems.

One of the ways to save over the Internet is to find savings on things you pay for on a monthly basis. There are several companies who offer online services to help you get the best possible auto and home insurance. One such site is 21st Century Insurance, which offers online auto insurance as well as other insurances that you need. Contacting their customer service will provide you with additional details so that you can compare it to what you currently have and make a decision from there.

There are several sites dedicated to coupons which you can easily review and print. These coupons can be used in stores or over the Internet, and the savings are usually in addition to the discounts that the stores provide. Coupons can save you quite a bit, and with some of them you can end up getting things for free without feeling guilty about it. The truth is some of them are much better than what you will see in the newspaper or in Valpacks. They offer greater savings with fewer limitations on what you can actually spend on. Use your spare time to look online and you will find something you can use.

Of Home Insurances

Are you looking for an affordable, low cost, or cheap term home insurance? Worry no more because Zippy is the place to go for cheaper Home and Contents Insurance! With all of the best term home insurance estimate in the same place, your online search can stop at Zippy. They make it easy to get term home insurance quotes online and that they also does all the legwork for you.

Home insurance can be also confusing. But at Zippy dot com, home insurance is so easy! It’s a guarantee, so why don’t give them a try and just fill in one form and they'll return you quote estimates from all the top home insurance companies.

Of Life Insurances...

I have posted a while ago that we are in the era of everything online and that includes the term insurance. This time, it’s just so normal to talk about for the preparation of our death because we always wanted to be ready when that time comes. In one way or another, this is the most inexpensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis. Right?

I just realized how important to have not just one for me but for my whole family as well, that is why I am searching for a life insurance quotes or a term life insurance quotes that will just fit for my budget.

Of the Renewals...

Being a proprietor is not that easy. By the way, I am not as what you think but I guess I can say that I also experienced being one. Maybe because I manage one of my uncle’s taxi here in our city and as of now, we are all renewing all the business papers. I am so busy looking for new auto insurance quotes as of this time. Hope I can find a good one!